Your employees need help with money and investing—and existing in-plan solutions are complicated and often do not consider an employee’s full financial picture.
WealthSpark is Alight’s newest solution for defined contribution plans that combines personalized investment portfolios with a comprehensive personal financial platform delivered through innovative technology, with a fiduciary construct that makes sense to help your people thrive.
Comprehensive financial platform
Powered by Personal Capital, the financial platform helps employees better understand and make decisions about personal finances from everyday budgeting to managing life events, such as paying back student loans, saving to buy a home or planning for retirement.
Personalized investment portfolios
Based on up to 19 individualized data points cultivated through Personal Capital’s technology, including other financial accounts, a partner’s financial situation and obligations such as saving for a child’s college education or elder care
Access to a financial advisor
The support of an Alight Financial Advisor to further assess personal needs and goals and help identify strategies and portfolios that best match each employee’s unique situation. Alight Financial Advisors, LLC acts as a 3(21) investment advisor for the advice program, and a 3(38) investment manager for the model portfolios; they may educate and recommend investment options, but will not assume discretion over an individual’s investments.
Aligned fiduciary construct
Built on Alight’s unbiased, independent approach that supports the fiduciary concerns of the plan sponsor, WealthSpark aligns service structure with fees, and includes robust plan reporting to track program metrics, from enrollment through value assessment
Find out more about how WealthSpark™ can help your employees thrive.