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Alight Smart-Choice Accounts®

Plan for life’s ups and downs

Now your people can save and feel secure with strategic cost-saving reimbursement accounts.

Start with more support

Putting money aside for now or what’s to come matters to your people. And your benefits strategy. Our suite of reimbursement accounts supports healthcare, child care, transportation, education costs and more — the things your people want now and your next talent is looking for.

Here’s the Challenge

Premiums keep skyrocketing

As healthcare and other costs rise, employees fear out-of-pocket spending. You want to protect them with competitive benefits while managing costs yourself.

Here’s how we solve it

Help people find their balance

You need a simple reimbursement account solution that actually saves and supports your benefits plan.

Turn spenders into savers

Educational resources communicate the value of an HSA or FSA, so your people know the power behind their reimbursement options.

  • Employee card care
  • Health savings accounts
  • Flexible spending accounts
  • Health reimbursement accounts
  • Dependent care accounts
  • Adoption assistance
  • Commuter benefits plans
  • Tuition assistance & lifestyle accounts

Strategize your healthcare spend

Together we find which reimbursement accounts are the right fit, ensuring employee adoption and amplifying your benefits investment.

Employ one platform

Multiple logins, a multitude of vendors – leave it behind. All of your accounts integrate into the Alight platform – enabling a simple user and payment experience for employees and stronger spending insights for you. 

More of what's possible with Alight Smart-Choice Accounts®

For employers

Ensure your people have funds to cover important life expenses with an innovative payment solution and benefits platform in one. Leverage insights that improve business decision making and deliver on employee expectations even if healthcare plans change.


  • Consolidate vendors
  • Increase adoption and use of various accounts
  • Track spending trends on analytics dashboard

Give your people help setting aside funds for current and future needs right when they need them. They get access to reimbursement accounts along with enrollment, benefits and customer care all with a single sign on, anytime, anywhere.


  • One debit card and login for all account details
  • Real-time transactions and claims processing
  • Free library of resources, calculators

Customer story

Driving value to a workforce — deploying integrated benefits for H-E-B

Alight is dedicated to providing better benefits support and options to H-E-B’s 100,000 strong workforce through solutions like Smart-Choice Accounts and benefits administration.

Ready to get started?

Learn more about how we can help your business.

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In this report, we’ll explore the impact of the COVID-19 pandemic on HSAs and FSAs, with actions employers can take to help employees make use of these benefits.

Optimizing your organization’s HSA: Getting your people to contribute

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