Wealth Solutions

Self-directed brokerage windows

Power over investments

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Defined contribution plans such as 401(k)s, 401(a)s, 403(b)s, and 457s will clearly be the predominant source of retirement wealth for most Americans. But when it comes to all of your financial options, do you know the benefits of a self-directed brokerage window or what it can do for your investments?

Know your options

Alight Solutions offers a self-directed brokerage window to give employees even greater control over their retirement planning. This window allows employees to establish a personal brokerage account within their employer's retirement plan. Alight's self-directed brokerage option is especially attractive to more sophisticated investors; the option enhances their perception of and appreciation for their benefits plan and employer.

How does it work?

For the employer, a self-directed brokerage window is a way to keep the core fund lineup simple by offering additional investment options within the window. The employee agrees to the terms and conditions of the brokerage account and is responsible for any fees associated with maintaining and trading in that account. Employees can also transfer funds from their core investments and choose from a virtually unlimited range of mutual fund families, stocks, and fixed-income products.

Extensive tools at your fingertips

Our self-directed brokerage window website provides robust investment screening tools for equities and mutual funds. Employees can also get market and economic news in addition to extensive research on individual equities and mutual funds. Research is powered by some of the top industry providers, such as Lipper, Dow Jones, Morningstar and Thomson Reuters.

Wide choice of products. Employees have access to approximately 450 mutual fund families, Exchange Traded Funds (ETFs), stocks and fixed-income products. Additionally, more than 6,400 mutual funds are available with waived loads and/or no transaction fees.

Online application and single sign-on. Employees can enroll in a self-directed brokerage account online through Your Benefits Resources™ (YBR). Accounts are established in one to two business days and can be accessed seamlessly via single sign-on from the YBR homepage.

Unlimited flexibility and customization. Alight’s system allows customization of investments available in your employees’ window. We can limit windows to allow mutual funds only or mutual funds and ETFs. We also offer full brokerage windows, including stocks and fixed income, and can even restrict specific securities (e.g., company stock) or specific mutual funds.

Experienced and integrated call center. Each of our fully licensed representatives have a minimum of five years’ experience and possess a full understanding of defined contribution investments.

NAV purchase. Employees have access to approximately 450 mutual fund families, Exchange Traded Funds (ETFs), stocks and fixed-income products. Additionally, more than 6,400 mutual funds are available with waived loads and/or no transaction fees.

Protected website. Employees are not exposed to retail solicitors for other financial products as they are on many other provider websites.

Is a self-brokerage window the right choice for you? Explore your options in our brochure.

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Self-directed brokerage accounts are offered through Alight Financial Solutions LLC, member FINRA/SIPC. Investment Products: Not FDIC Insured. No Bank Guarantee May Lose Value.

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