A strong year for stocks saw moderate trading levels in 401(k) plans. There were 41 above-normal days, up significantly from 14 in 2023. Net trading activity also rose to 1.24% in 2024 from 0.82% in 2023.
Retirement investors reacted to a volatile fourth quarter on Wall Street with starts and stops. Following the post-election bump, trading activity was light with a string of over a month of average trading days.