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Alight Legal Notice

Last Updated:  May 2024

Introduction / Purpose

These Terms of Use (“Terms”) govern your access and use of this website or application or the website or application from which these Terms were linked (the “Website”), managed, and operated by Alight Solutions LLC, a limited liability company whose head office address is 4 Overlook Point Lincolnshire, IL 60069, and/or one of its subsidiaries and affiliates (collectively “Alight”, “we”, “us”, and “our”).   Please read these Terms carefully and fully each time you access or use our Website as these Terms periodically may change and may be revised at any time and from time to time in our sole discretion by updating this link.  Certain provisions of these Terms may be superseded by legal notices or terms located on particular pages of the Website.  By accessing or using our Website, you agree that you have read and understood these Terms, accept and agree to be bound by the same, and accept and agree to abide by all laws and regulations applicable to the subject matter of these Terms.

Usage and Termination

By using our Website, you represent and agree that you are at least 18 years of age or older and are fully able and competent to agree to these Terms. If you are under the age of 18, you are not permitted to use our Website.  You agree to use the Website for lawful purposes and that you are responsible for your use of and communications on the Website. You specifically agree not to:  

  • engage in any behavior through this Website that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from other countries), including but not limited to transmitting any unlawful, infringing, defamatory, obscene, indecent, threatening, offensive or otherwise objectionable material of any kind including any material that encourages illegal conduct or conduct that would encourage civil liability, infringe on other's intellectual property rights or otherwise violates any applicable local, state, national or international law;
  • modify, move, add to, delete or otherwise tamper with the information contained on the Website; 
  • decompile, reverse engineer, disassemble or unlawfully use or reproduce any of the software, copyrighted or trademarked material, trade secrets, or other proprietary information contained on the Website; and
  • use any robot, spider or another automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website; or use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website, including their ability to engage in real-time activities through the Website;

 

You agree that we may terminate or suspend your access to all or part of the Website, with or without notice, for any conduct that we, in our sole discretion, believe is in violation of any part of these Terms, laws or regulations or is harmful to another user or us or our affiliates.

You agree that your entry on the Website of your user ID, password or other forms of authenticating information serves as your verification of your identity and that the choices, instructions, requests, acknowledgments, consents or other activity during your user session on the Website are attributable to you.  You agree to contact Alight immediately if you have reason to believe that someone has gained unauthorized access to your authenticating information.  The entry of your telephone number will be considered your written permission to Alight to contact you at that number (and at any other telephone number we have on file for you) regarding the subject matter of the Website.  Contact at that number can include automated voice messages and text messaging.

Privacy

Protecting the privacy of our clients and users of our Sites is important to Alight.  Details on Alight’s data privacy practices can be found here:  Privacy Statement.

Modern Slavery Act Statement

Alight does not tolerate slavery or human trafficking in our organization or our supply chain. Details on the steps we have taken to eliminate, as far as possible, the risk of modern slavery and human trafficking taking place can be found: Alight Modern Slavery Act of 2015 Statement

Copyright

The content contained in this Website, including but not limited to all design, text, sound recordings, and images, is owned, except as otherwise expressly stated, by Alight, its affiliates or subsidiaries, or a licensor.  Except as otherwise expressly stated herein or to the extent permitted by law, the content may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without Alight’s prior written consent. Users of this Website may be permitted to download certain material posted on this site (e.g. white papers) when such permission is expressly stated. When using downloadable materials, all copyright, trademark, and other proprietary notices may not be removed or altered and remain in effect.

Trademark

The trademarks, service marks, trade names, and logos (registered or otherwise) (“Marks”) appearing on this Website are owned by Alight, or third parties who have authorized their use.  Nothing contained on this Website should be construed as granting any license or right to use any Mark displayed on the Website without the written permission of Alight or such third party that may own the Mark. Misuse of any Marks, or any other content, displayed on this website is prohibited.  The Marks owned by Alight include, without limitation, Alight® and Alight Worklife®. 

No Warranties

Alight makes no representations about the suitability of the content on this Website for any purpose. All content is provided "as is" without any warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. Alight uses reasonable efforts to include accurate and up-to-date information on this Site; it does not, however, make any warranties or representations as to its accuracy or completeness. Alight periodically adds, changes, improves, or updates the information and documents on this Site without notice. Alight assumes no liability or responsibility for any errors or omissions in the content of this Site. Your use of this Site is at your own risk.

While Alight believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Alight does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Alight may make changes in the products and/or services described herein, however, Alight makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

WHILE YOU MAY RECEIVE HEALTHCARE PROVIDER SUGGESTIONS, HEALTHCARE COST ESTIMATES AND OTHER HEALTHCARE-RELATED EDUCATION AND ASSISTANCE THROUGH THE WEBSITE, YOUR PHYSICIAN OR OTHER HEALTHCARE PROVIDERS REMAIN RESPONSIBLE FOR YOUR ACTUAL MEDICAL CARE AND THE ASSOCIATED OUTCOMES.  THE INFORMATION OBTAINED THROUGH THE WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE MEDICAL ADVICE OR MEDICAL CARE, IS NOT INTENDED FOR THE DIAGNOSIS OR TREATMENT OF MEDICAL CONDITIONS AND DOES NOT REPLACE THE JUDGMENT OF HEALTHCARE PROFESSIONALS.  YOU SHOULD CONSULT WITH A HEALTHCARE PROFESSIONAL FOR THE DIAGNOSIS OR TREATMENT OF ANY MEDICAL CONDITION OR ISSUE YOU MAY BE EXPERIENCING.  ALIGHT’S PROVISION OF THE WEBSITE DOES NOT CONSTITUTE AN INSURANCE PRODUCT.  YOU REMAIN RESPONSIBLE FOR ANY HEALTHCARE COSTS THAT ARE NOT COVERED BY YOUR GROUP HEALTH PLAN OR OTHER INSURANCE POLICIES, AND YOU SHOULD CONFIRM SUCH COVERAGE WITH YOUR GROUP HEALTH PLAN OR INSURANCE CARRIER BEFORE OBTAINING ANY MEDICAL CARE.  ALIGHT DOES NOT GUARANTEE ANY PARTICULAR HEALTHCARE, INSURANCE OR OTHER OUTCOME OR RESULT.

SOME MATERIAL CONTAINED ON THE WEBSITE MAY BE BASED UPON REQUIREMENTS THAT HAVE APPROVED BY THE PLAN SPONSOR OF YOUR BENEFITS, WHICH REQUIREMENTS WERE BASED UPON OFFICIAL PLAN DOCUMENTS. THERE MAY BE SITUATIONS WHERE THE BENEFIT PLAN PROVIDES DIFFERENT BENEFITS TO DIFFERENT GROUPS. IN GENERAL, THE WEBSITE DISPLAYS ONLY THOSE BENEFITS THAT ARE APPLICABLE TO AN INDIVIDUAL, BASED ON THE INDIVIDUAL’S GROUP. EVERY EFFORT HAS BEEN MADE TO ENSURE THE ACCURACY OF SUCH MATERIAL. IN THE UNLIKELY EVENT THAT THERE IS A DISCREPANCY BETWEEN THE WEBSITE AND THE OFFICIAL PLAN DOCUMENTS, THE OFFICIAL PLAN DOCUMENTS WILL CONTROL.  YOU ARE RESPONSIBLE FOR REVIEWING ANY WRITTEN CONFIRMATION STATEMENTS PROVIDED TO YOU (ON PAPER OR IN ELECTRONIC FORM) REGARDING ANY CHOICES, INSTRUCTIONS, REQUESTS, ACKNOWLEDGMENTS, OR CONSENTS THAT YOU MADE OR PROVIDED THROUGH THE WEBSITE.   IF THERE ARE INACCURACIES, YOU ARE RESPONSIBLE FOR CORRECTING THEM THROUGH THE TOOLS AVAILABLE TO YOU ON THE WEBSITE OR BY CONTACTING THE BENEFITS SERVICE CENTER.

Limit of Liability 

TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, UNDER NO CIRCUMSTANCES SHALL ALIGHT BE LIABLE FOR ANY DAMAGES SUFFERED BY YOU, INCLUDING ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS OR DAMAGES FOR BUSINESS INTERRUPTION, LOSS OF INFORMATION, PROGRAMS OR OTHER DATA) THAT RESULT FROM ACCESS TO, USE OF, OR INABILITY TO USE THIS SITE OR DUE TO ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION THROUGH THE INTERNET, EVEN IF ALIGHT WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The failure of Alight to enforce your strict performance of any term of these Terms will not constitute a waiver of such term and will not be considered a waiver or limit Alight´s right thereafter to insist upon strict adherence to that term or any other term of these Terms. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising from or relating to the use of the Websites, Applications, or Solutions must be filed within one (1) year after such claim or cause of action arose or such claim or cause of action will be permanently barred.

Links to Other Sites

Some of the sites listed as links herein are not under the control of Alight. Accordingly, Alight makes no representations whatsoever concerning the content of those sites. The fact that Alight has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by Alight of such site, its owners or its providers. Alight is providing these links only as a convenience to you. Alight has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Alight cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Recommendation Disclosure

Alight, including all of its subsidiaries and affiliates, maintains relationships with clients and business partners around the world. When Alight refers you to or mentions a product or service provider, it is possible that the product or service is being offered by one of Alight's clients or business partners.  If you have any questions about an Alight recommendation or mention of another business entity (or about an entity with whom Alight conducts business), please follow-up with your Alight contact person.

Alight maintains a strict Code of Conduct covering many topics, including antitrust and competition law, conflicts of interest, anti-bribery, privacy, financial reporting, compliance with trade restrictions, protection of confidential information, and compliance with all laws and regulations applicable to the conduct of our business. Alight also files necessary disclosures with all governmental regulators.

Fee/Commission Disclosure

In some countries, subsidiaries of Alight may provide retail, wholesale and reinsurance brokerage, risk management, underwriting management, captive management and benefits consulting, and those subsidiaries may receive remuneration as commissions or fees paid by an insurer; fees paid by a client in lieu of, or in addition to, commissions; and investment income on premiums, claim payments and return premiums temporarily held as fiduciary funds. In certain circumstances, one or more of these affiliates may also receive compensation in the following forms: commissions or fees paid to reinsurance brokerage or captive management companies for placement or management of reinsurance of a client’s risk; commissions or fees paid to a wholesale broker to which a risk has been referred for placement; commissions or fees paid for premium financing; and compensation paid by underwriters for the performance of technical or other services.

If you have any questions regarding the nature or amount of the compensation paid to any Alight company on your account, we encourage you to contact the head of the Alight office that services your account.

In addition, Alight has committed to provide, upon request, detailed year-end summary information to our clients on compensation we receive from insurers or other third parties in connection with the placement, renewal, consultation on or servicing of policies.

Export Controls

Some software from this Website may be subject to export controls imposed by the United States of America and may not be downloaded or otherwise exported or reexported: (a) into (or to a national resident of) any country to which the U. S. has placed an embargo; (b) to everyone on the U. S. Treasury Department's Specially Designated Nationals List; or (c) the U. S. Commerce Department's Table of Denial Orders. If you download or use the software, you represent and warrant that you are not located in, or under the control of, or a national of any such country or on such list.

Severability

To the extent any portion of these Terms may be deemed unenforceable under applicable law, the remainder of the Terms shall remain in effect.

Governing Law/Forum

Alight maintains this Website in Illinois, USA, and you agree that these terms of use and any legal action or proceeding relating to this site shall be governed by the laws of the State of Illinois without reference to its choice of law rules.  By using this Website, you agree that any legal proceedings related to this Website or these Terms must be the courts in Cook County, Illinois, USA which have exclusive jurisdiction.

Miscellaneous

You may not assign these Terms, by operation of law or otherwise, without our prior written consent. Subject to that restriction, these Terms will be binding on, inure to the benefit of and be enforceable against the parties and their respective successors and assigns.

We reserve the right to temporarily or permanently modify or discontinue this Website or any portion of it. For instance, we may need to do this for maintenance work, when we update this Website or for security reasons.

Any provision of these Terms which, by its nature or express terms should survive, will survive any termination of the Terms including without limitation the following: Copyright, Trademark, No Warranties, Limit of Liability, Severability, Governing Law/Forum, and Miscellaneous.