Alight Partner Network

Alight Wellbeing

Meeting consumers where they are, with the information they need, when they need it.

• Simple access to information and resources and support across multiple devices
• Personal guidance to achieve goals and when indicators of health change
• Connected platform with configurable algorithms for individual success
• Better health is achieved with real-time feedback and reminders to help employees stay engaged and manage their health

Help your employees quit smoking for good. Pelago's smoking cessation program provides a tech-enabled digital clinic designed to help members access evidence-based care wherever they are and can help employers save on healthcare costs.

• Cognitive behavioral therapy
• Dedicated care team
• Personalized treatment and tracking
• Nicotine Replacement Therapy
• Connected Devices

Give your people a better way to tackle costly debt and unexpected expenses. Kashable’s low-cost loans are a convenient option that can help them pay down expensive debt, avoid early retirement withdrawals, and provide them with the opportunity to build credit.

<sup>1 The APR for Kashable loans ranges from 6% to 35.99%. To qualify for the lowest rate, applicant must have a responsible credit history.

2 Loan examples: A 12-month $3,500 loan with a finance charge of $265.74 and a 14.89% APR has 26 bi-weekly installments of $140.49 each. An 18-month $4,000 loan with a finance charge of $655.25 and a 21.20% APR has 39 bi-weekly installments of $114.75 each.

Loans under the Kashable branded Loan Program are made by Cross River Bank, Member FDIC; Blue Ridge Bank, N.A., Member FDIC; or Kashable LLC, NMLS ID 1373339.</sup>

Lighten the student loan burden. Offer your people a smart and easy way to manage their education costs and maximize retirement dollars.

• Enable accelerated paydown of employee student loans
• Reduce turnover and increase productivity with matching contributions
• Build a student loan retirement match solution that allows for employees to save for retirement while also paying down their student loans

meQuilbrium delivers a personalized, 24/7, clinically validated resilience/emotional wellbeing and performance solution that effectively impacts stress, burnout, agility and engagement, and optimizes potential for individuals, teams and organizations.

• Develops individual and organizational resilience through cognitive up-skilling, intelligent navigation and population analytics
• Leverages behavioral psychology, neuroscience, computer-based cognitive behavior therapy coaching and training to predict, protect and prevent workforce issues
• Provides expertise in measuring and impacting enterprise-wide behaviors with proven engagement and efficacy based on 25 years of proprietary science

Ovia Health can help improve health outcomes and reduce maternity costs through evidence-based, clinically backed solutions to support couples during every stage of the parenthood journey.

• Ovia provides fertility, family building, menopause support, and women’s health programs to improve planning and prevent unnecessary costs.
• Ovia for Pregnancy provides daily support and predictive risk intervention to drive care adherence and positive health behaviors.
• Ovia for Parenting facilitates parents’ return to work and provides personalized guidance for parent wellbeing, child nutrition, development, special needs, and resources for parenting kids up to age 17.

Minimize your financial risk and ensure your paid time off benefits are actually benefiting your people. PTO Exchange gives employees a way to exchange their unused paid time off for goods, services and experiences that are meaningful to them.

Your people can convert unused PTO into:

• Retirement - including 401(k) and Roth 401(k) plans
• Student loans - tuition and loan payment reimbursement
• Emergency cash/cash-out - help pay for unexpected bills
• HSA - pay for health expenses pre-tax
• Donations - contribute to over 1.7M charitable organizations in the US
• Leave-sharing - donate PTO to fellow employees who may need it
• Travel - exchange for discounted hotels, flights and other travel

Empower your people to prevent, manage and reverse chronic physical and behavioral health conditions including obesity, diabetes, hypertension, anxiety and depression.

• Dedicated, one-on-one support
  An integrated virtual care team that can include a personal health coach, licensed therapist, nutritionist, CDE, and care navigator will provide consistent, one-on-one support and motivation for your people, helping them set goals and overcome barriers to healthy behaviors.
• Evidence–based programs
  Vida’s personalized health programs are backed by science and address the “root” cause of chronic conditions, helping your people make sustainable changes that drive real results.
• Personalization at scale
  Machine learning provides personalized content, lessons and recommended habits, ensuring your people receive a customized and engaging experience based on their individual needs
• Treating the whole person
  Vida’s platform is also purpose-built to serve the mental health needs of your diverse population and addresses the mental stressors that your people are facing, from everyday irritations and poor sleep to anxiety and depression.

Support your people with the many decisions they face on their long-term caregiving journey. Cariloop’s human-powered Caregiver Support Platform helps working caregivers and their families plan for and manage the care of their loved ones.

• Dedicated Care Coaches
  Based on needs, one dedicated coach guides the family to confidently design and manage their individualized care plan
• Meet employee caregivers where they are
  Whichever works best, the caregiver can get started through Alight Worklife^® or by calling Cariloop directly
• Support through every step of their journey
  The Care Coach works with the family through every challenge via the online, HIPAA-compliant platform, chats and phone calls
• Built for anyone your people consider family
  Grandparents, parents, siblings, children, spouses, best friends, neighbors—if they’re caring for someone, Cariloop can help

Give US-based employees control over when they receive their earned income allowing them to pay bills, support daily living and childcare needs before a scheduled payday, while also helping build savings for unexpected expenses.

• Flexible access
  Employees have on-demand access to 100% of their earned (net of taxes and deductions) income anytime, on any device and to any account.
• Seamless integration
  Works with your existing payroll and time management systems, meaning no changing payroll workflows and no additional work for payroll teams.
• Industry leader in compliance
  Only earned wage access platform that protects your organization from wage deduction, tax and consumer finance risk across all 50 states.
• No cost to employers
  Organizations have the flexibility to cover all, part, or none of the flat, ATM-like transaction fees.

Support your people with a complete end-to-end digital MSK solution that addresses MSK conditions along the continuum of care through a full clinical care team, technology-guided exercise therapy, and education.

• Complete clinical team
  - members are surrounded by a full clinical care team, including physical therapists, board certified health coaches, physicians, and orthopedic surgeons.
• Comprehensive technology
  - all-in-one app ensures that care is accessible anywhere and anytime, with real-time feedback, motion tracking, and pain relief from wearable devices.
• Connected care
  - bridges the gap between in-person and digital care by leveraging EMR data to provide real-time interventions and avoid unnecessary utilization.