Skip to content
Talk to Sales

Target date funds: Who uses them the “right” way?

With their “all-in” investment simplicity and automated de-risking, target date funds (TDFs) were seen as a panacea for the investing woes of defined contribution investors. However, Alight Solutions finds that TDFs are actually more of a blunt instrument and aren’t being used in the way that they were originally designed to be used.

This white paper shares data from over 1.5 million TDF users across roughly 100 large DC plans to show:

  • The demographics of TDF users

  • The prevalence of partial TDF users

  • The impact of automatic enrollment on TDF use

Related Insights

Article

Canada’s financial crisis: Five retirement benefits trends and strategies for organizational resilience

A summary of the recent trends in Canadian retirement benefits – five factors reshaping Canada’s financial wellness and retirement landscape, key statistics, and suggested strategies for employers.

Retirement Benefits
Case Study

Leading insurer boosts market share and retention with Alight OneSource

Alight OneSource call center outsourcing helped this health insurance company achieve their targeted goals while maintaining high customer satisfaction and quality.

Retirement Benefits
Article

How Alight reduces risk for Defined Benefit pension plan sponsors...and improves participant/member experiences

Alight has over 50 years of experience administering defined benefit plans, giving plan sponsors the important resources to manage their pension programs.

Retirement Benefits