To unlock and create growth
Integrated solutions designed for enterprise-wide results. These offerings make the most of your investments in both technology and people.
Health Administration | Employer Solutions
To better wellbeing
Solutions to help employees and employers choose, use and manage their health benefits.
Wealth Administration | Employer Solutions
To build a future
Solutions to help employees and employers choose, use and manage their wealth benefits.
Payroll Administration | Employer Solutions
To keep spend in shape
Solutions to administer, optimize and scale your payroll.
Engagement and Communications | Employer Solutions
To spark interest
Solutions to create a more memorable employee experience.
HCM and Financial Management | Professional Services
To keep things running smoothly
Solutions to better manage your workforce from the cloud.
Finance is moving to the Cloud ...are you ready?
The Advantages for Health Saving Accounts (HSAs): Employees find balance between health and wealth
The Advantages fo Health Saving Accounts (HSAs): Employees find balance between health and wealth
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FEATURED CASE STUDIES
Curtiss-Wright: Increasing utilization and satisfaction with an integrated benefits platform
Pathway Vet Alliance: Thriving in the cloud with Alight and Workday
Alight’s Health Savings Account (HSA) solution allows your employees to set aside money for their current and future healthcare needs. Combined with a high-deductible health plan strategy, our HSA provides your people with the savings tools they need while helping your organization control rising healthcare costs.
Our Alight Smart-Choice Card® gives your people quick access to all their HSA funds, and automatically pays for eligible services from the right account based on your plan rules.
A diversified mix of investment funds allows your people to decide how they invest their HSA funds. We provide a variety of tools and resources to help them make personal decisions based on their risk tolerance and retirement plans.
We partner with your benefits administration team to ensure your Smart-Choice Accounts are fully integrated into your existing platform, creating the best user experience for you and your people.
With touch ID and facial recognition features, our mobile app offers full HSA account access at your fingertips to ensure your account stays secure. Submit claims, view real-time balances and transactions, or ask Emma, our voice-activated virtual assistant, inquiries regarding your benefit accounts in an instant.
Our detailed, ongoing communications—including online resources, videos and calculators—help your people manage and understand their HSA accounts.
Our card processing, claims and banking are done in one platform to enable real-time transaction settlements, automatic claim payments, and participant reimbursements.
We work with all major carriers, giving your organization the flexibility to change health plans without moving HSA reimbursement accounts and preventing disruption and unnecessary transfer fees for your people.
Our extensive dashboards and analytics provide insight on where your employees spend and save the most, allowing you to optimize your approach on marketing tactics.
Alight Smart-Choice Accounts include a variety of product offerings, but we receive frequent questions about HSAs. Learn more and better understand the right solutions for your employees.
A health savings account (HSA) allows you to set aside pre-tax funds to cover current and future qualified healthcare expenses. HSA funds roll over from year to year, earn interest and can be invested, making them a good long-term savings strategy to cover future healthcare costs. Your employees must be enrolled in a qualified high-deductible health plan to be eligible for an HSA.
To be eligible for a health savings account (HSA), your employees must be enrolled in a high-deductible health insurance plan.
There are many benefits to having a health savings account (HSA):
Both the employee and the employer can make contributions to a health savings account (HSA).
The IRS determines how much an employee can contribute to their HSA.
The maximum amount for 2021 is:
$3,600 for an individual
$7,200 for a family
People who are age 55 or older may contribute an extra $1,000 as a catch-up contribution.
As one of the world’s leading HR and health administration providers, Alight understands reimbursement accounts better than anyone else.
in HSA assets managed
Health savings accounts serviced
Smart-Choice Accounts administered today
of organizations choose to stay with us every year
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