To unlock and create growth
Integrated solutions designed for enterprise-wide results. These offerings make the most of your investments in both technology and people.
Health Administration | Employer Solutions
To better wellbeing
Solutions to help employees and employers choose, use and manage their health benefits.
Wealth Administration | Employer Solutions
To build a future
Solutions to help employees and employers choose, use and manage their wealth benefits.
Payroll Administration | Employer Solutions
To keep spend in shape
Solutions to administer, optimize and scale your payroll.
Engagement and Communications | Employer Solutions
To spark interest
Solutions to create a more memorable employee experience.
HCM and Financial Management | Professional Services
To keep things running smoothly
Solutions to better manage your workforce from the cloud.
Finance is moving to the Cloud ...are you ready?
The Advantages for Health Saving Accounts (HSAs): Employees find balance between health and wealth
The Advantages fo Health Saving Accounts (HSAs): Employees find balance between health and wealth
WORK WITH US
FEATURED CASE STUDIES
Curtiss-Wright: Increasing utilization and satisfaction with an integrated benefits platform
Pathway Vet Alliance: Thriving in the cloud with Alight and Workday
While Affordable Care Act (ACA) alternatives and a “public option” are the primary healthcare issues at hand, both candidates are also suggesting incremental measures to end surprise medical billing, require price transparency and further reduce the cost of prescription drugs and health insurance premiums. However, depending on how the 33 available seats in the U.S. Senate are filled, as well as the potential use of the filibuster, either candidate could be faced with health policy gridlock in the years ahead.
Affordable Care Act
President Trump opposes the ACA, favored repeal attempts when Republicans controlled Congress, and supports the forthcoming challenge before the U.S. Supreme Court over its constitutionality. The court will hear arguments on November 10, 2020, with a decision to follow sometime in the first half of 2021.
Individual coverage health reimbursement arrangements (HRAs)
Under the Trump administration, the U.S. Department of Labor has created individual coverage HRAs that allow employers to provide funds to employees for separate coverage or other healthcare expenses, as opposed to providing coverage directly to satisfy ACA requirements. However, adoption has been slow because the individual market experience remains poor.
Affordable Care Act
Vice President Biden favors maintaining and expanding coverage under the ACA, where employers with 50+ full-time employees would still be required to offer ACA-compliant care, and employees would be allowed to seek coverage on the ACA exchanges.
Vice President Biden supports a public insurance option similar to Medicare that would be available on the ACA exchanges. This would compete with other qualified health plans in the event employees are incentivized to select the option over employer-provided coverage.
Vice President Biden wants to lower the eligibility age for Medicare to 60 from 65, with optional enrollment in that five-year period. This could potentially prompt more employees to retire sooner than they otherwise would.