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Hot Topics in Retirement infographic 2021

2021 Hot Topics in Retirement and Financial Wellbeing

In early 2020, few people could have predicted that COVID-19 would have the everlasting societal impact that it has. Fortunately, despite market pressures, many employers remained steadfastly committed to helping their workers save and plan for retirement.

Our 2021 Hot Topics in Retirement and Financial Wellbeing report shares the latest trends and changes in employer-sponsored defined benefit and defined contribution plans. Check out the highlights below and download the full report for more insights.

Most employers are not adjusting their contributions as a result of the pandemic:

91%

of employers say that they made no changes to their match formula in 2020

Of those who said they made changes, all stated they suspended their contribution instead of permanently reducing the amount.

99%

of employers say that they don’t plan on making any changes to their match in 2021

Employers are expanding their focus on financial wellbeing:

9 out of 10 employers say they are very or moderately likely to create or expand their financial wellbeing programs beyond retirement decisions

56% say that they have a financial wellbeing strategy that is either fully executed or in the process of being implemented

Up from 35% in 2019

83% say that they have financial wellbeing as part of a broader wellbeing initiative

Up from 67% in 2019

Employers are not immediately planning on adopting provisions of the SECURE Act:

1% say they are very interested in becoming part of a broad pooled provider plan, which would allow them to join forces with other employers

3% say they are very interested in adding annuities to their plans, even though the SECURE Act provided some protections

15% say they are very interested in allowing workers to withdraw up to $5,000 from the DC plan for the birth or adoption of a child


Looking for more information?

Download Alight Solutions' 2021 Hot Topics in Retirement and Financial Wellbeing report.

Download the report
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