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According to our 2017 Financial Mindset Study®, more than one-quarter of workers have an outstanding student loan. And it's not just millennials. While four in ten millennials have an outstanding student loan, one quarter of Gen Xers and 8% of boomers also have student debt.
Three-quarters of these workers say the student loan debt impacts their ability to save for future expenses. Knowing this, what role do employers play in offering help to workers in the area of student loans and college savings?
A small but growing number of employers are looking for ways to help ease the burden on workers.
Our research from the 2018 Hot Topics in Retirement and Financial Wellbeing report found that the percentage of employers who offer a student loan consolidation service to their workers has increased from 6% in 2017 to 11% in 2018.
And among the companies that do not already offer student loan consolidation, 15% are very likely and 38% are moderately likely to do so in 2018.