Proven, market-leading solutions for both growing and complex organizations
Across the globe, Alight is ready to help your organization thrive
Proven, cost-effective solutions that meet your agency’s complex needs
Work with an independent partner dedicated to your success
A curated network of solutions to help your people make smarter, more proactive decisions
Alight Solutions is a leading provider of integrated benefits, payroll and cloud solutions. With more than 15,000 professionals across 29 countries, Alight provides leading-edge benefits administration and ERP technology and services to more than 3,250 clients including 50% of the Fortune 500. Alight’s combination of data-driven insights and technology expertise creates unique value for clients. Alight is a six-time member of IAOP’s Global Outsourcing 100. Learn how Alight drives better business outcomes and employee wellbeing for organizations of all sizes at alight.com.
According to the Alight Solutions 401(k) Index™, 401(k) trading activity was very active in the fourth quarter of 2018—a sharp contrast to what was a record slow third quarter. The fourth quarter had 17 days of above-normal1 trading activity, mostly concentrated around days when the stock market lost ground.
Fourth quarter observations:
Alight Solutions 401(k) Index™ statistics for Q4 2018 and year-to-date:
Investors experienced heightened volatility during the fourth quarter, with capital markets closing mostly negative. Small U.S. equities (represented by the Russell 2000 Index) lost -20.2%, large U.S. equities (represented by the S&P 500 Index) lost -13.5%, and international equities (represented by the MSCI All Country World ex-U.S. Index) lost -11.5%. U.S. bonds, however, (represented by the Bloomberg Barclays U.S. Aggregate Index) were up 1.6%.
Members of the media: please contact MacKenzie Lucas for questions about the Alight Solutions 401(k) Index™.
Learn more about the Alight Solutions 401(k) Index™ here.
A “normal” level of relative transfer activity is when the net daily movement of participants’ balances as a percent of total 401(k) balances within the Alight Solutions 401(k) Index™ equals between 0.3 times and 1.5 times the average daily net activity of the preceding 12 months. A “high” relative transfer activity day is when the net daily movement exceeds two times the average daily net activity. A “moderate” relative transfer activity day is when the net daily movement is between 1.5 and two times the average daily net activity of the preceding 12 months.
Target date funds also include the amounts in target risk funds. The amount in the target risk funds is less than 10% of the total.