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2020 HSA annual contribution and catch-up limits

2019 2020

HSA employee only contribution limit

Applies to individuals who elect employee only coverage

$3,500 $3,550

HSA employee + family contribution limit

Applies to individuals who elect employee + family coverage

$7,000 $7,100

HSA catch-up contribution limit

Additional contribution that can be made by workers age 55+

$1,000 $1,000

Did you know?

Only %13
of HSA account holders contributed the fully allowable amount in 20181
$280k
average cost of healthcare in retirement for a 65 year old couple retiring today2

Source:
1. EBRI HSA Balances, Contributions, Distributions and Other Vital Statistics
2. Fidelity: How to plan for rising healthcare costs

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